What's New

Security: Comprehensive platform security audit with improvements across authentication, payment verification, and session management.

Infrastructure: Full staging environment with isolated database and services for pre-production testing.

Infrastructure: Automated CI/CD pipeline with build validation and controlled production releases.

Infrastructure: 24/7 uptime monitoring with public status page.

New: Drag and drop PDF and image attachments in AI Studio.

New: Blog and demo scheduling on the contact page.

Improvement: Marketing site rebuilt for faster load times and SEO.

Fix: Quote and policy number handling improved for multi-tenant environments.

Fix: Token refresh reliability for new account onboarding.

New: Free-forever tier with self-service signup. Build programs and test everything before going live.

New: Account settings page with profile management, password changes, MFA enrollment, and session info.

New: API Integration Builder for connecting third-party services with visual configuration and runtime hooks.

New: Google Address Validation with autocomplete, geocoding, and usage metering.

New: Interactive API testing tab in deployed portals.

Improvement: Dashboard rebuilt with premium charts, recent policies, and quick action grid.

Improvement: AI model upgrade to Claude 4.6 with automatic provider failover.

Improvement: Billing alerts for low balance, auto-refill failures, and trial expiration.

Improvement: Commission schedule management with auto-calculation at bind and issuance.

Fix: Email verification flow and authenticated content handling on signup.

New: Complete endorsement, renewal, and cancellation workflows with pro-rata and short-rate calculations.

New: Billing pool system with prepaid balance, auto-refill, and per-transaction usage metering.

New: Document AI for automated submission processing. Upload PDFs or ACORD forms and extract data with AI.

New: Fees and taxes engine with state-specific rates, bulk import, and configurable calculation rules.

New: Number sequence system for carrier-assigned quote and policy number blocks.

Improvement: Portal authentication with JWT, bcrypt, password reset, CAPTCHA, and API key support.

Improvement: Analytics dashboard with 7 KPIs, premium charts, and bordereaux CSV export.

Core: AI Studio with dual-AI architecture for building insurance programs through natural language conversation.

Core: Deterministic rating engine with formula evaluation, rate tables, class codes, and territory factors.

Core: Runtime portal rendering with full quote-to-payment-to-signature-to-issue workflow.

Core: Stripe Connect payments with destination charges and Express dashboard.

Core: SignWell embedded e-signatures with webhook verification.

Core: PDF generation for quotes, binders, policies, certificates, and endorsements.

Core: Document Builder for visual field placement on carrier and ISO forms.

Core: User management with roles, permissions, bulk invite, and groups.

Core: SOC 2 audit trail with search, entity filters, and before/after comparison.

Core: Multi-factor authentication with TOTP and SMS support.

Core: Schema versioning to ensure correct rates are used throughout the policy lifecycle.