Pricing
Simple, transparent pricing
$500/month per active program. Small per-use fees. No per-user charges. No surprises.
Cloud Hosted
Fully managed on our infrastructure. Deploy in one click.
Everything included
- AI program builder with dual-AI chat
- Deterministic rating engine
- Branded agent portal
- Full REST API for every program
- Stripe payments & e-signatures
- Real-time analytics & bordereaux
- Multi-tier commission tracking
- Tamper-proof audit trail & MFA
- Fees, taxes & 50-state config
- Document generation (quotes, binders, policies)
- User management & bulk invite
- Your own third-party API integrations
We'll build it for you
Hand us your program specs, rating manuals, and document requirements. Our team builds your complete program end-to-end -- forms, rating logic, endorsements, policy documents, portal configuration, and deployment. Priced competitively, delivered in days.
Usage breakdown
Small per-use fees on cloud-hosted programs. Self-hosted programs have no transaction fees.
Transaction Fees
| Action | Per Use | Details |
|---|---|---|
| Quote Created | $0.15 | Each quote generated through your portal |
| API Quote | $0.15 | Each quote created via REST API |
| Policy Issued | $0.10 | Each policy issued |
| API Bind | $0.10 | Each bind/issue via REST API |
| Renewal Notice | $0.15 | Each renewal notice generated |
| Endorsement | $0.10 | Each endorsement processed |
| Cancellation | $0.05 | Each cancellation processed |
Integration Fees
| Service | Per Use | Details |
|---|---|---|
| AI Form Population | $1.25 | AI pre-fills quote form from uploaded documents |
| SignWell E-Signature | $1.50 | Per signing envelope via our SignWell account |
| Address Validation | $0.05 | Per Google Places lookup in portal |
Always Free
PDF Generation
Quotes, binders, dec pages, COIs, endorsements
Your API Integrations
ePayPolicy, IPFS, premium finance, CoreLogic -- your keys, your endpoints
Unlimited Users
Studio users, portal agents, and API consumers
Document Builder
Visual field placement on carrier/ISO forms
Frequently asked questions
When does billing start?
Billing starts at $500/month per program only when you click Go Live. Until then, building and testing is completely free with no time limit. Your data is always preserved.
What do I actually pay for?
$500/month per active program, plus small per-transaction fees when your portal or API is used. Inactive programs don't cost anything. There are no setup fees, no per-user fees, and no hidden charges. Your own third-party API integrations (ePayPolicy, IPFS, premium finance, etc.) are completely free to use.
What counts as an "active program"?
Any program with a deployed portal or active API endpoints. If you pause or undeploy a program, it stops counting toward your monthly fee. You only pay for what's live.
How does the billing pool work?
You maintain a prepaid balance that covers per-transaction fees. It starts at $100 and auto-refills when it drops below $25. You can adjust thresholds, refill amounts, and payment methods anytime. Full transaction-level detail is visible in your billing dashboard.
Are third-party API integrations really free?
Yes. The API Integration Builder lets you connect any REST API (ePayPolicy, IPFS, CoreLogic, premium finance providers, etc.) at no additional charge. You use your own API keys and pay the third party directly -- we don't mark up or meter those calls.
Do you offer annual billing?
Yes. Contact us for annual pricing -- most customers save 15-20% compared to monthly billing.
Can you build my program for me?
Absolutely. Our white-glove program build service is priced competitively -- just hand us your specs, rating details, and document requirements. We handle the full build: forms, rating tables, endorsements, policy documents, portal configuration, and deployment. Most programs are live within days, not months. Contact us for a quote.
Is there a per-user fee?
No. Add as many studio users, portal agents, and API consumers as you need. User management, roles, permissions, and bulk invite tools are all included at no extra cost.
Build and test free -- forever
Full platform access. Build programs, test quotes, no credit card required.